Bodily Injury and Personal Injury: What’s the Difference?
Bodily Injury and Personal Injury:
What’s the Difference?
There are many different types of injuries that a person can suffer. Some of these injuries are classified as bodily injury, while others are classified as personal injury. So, what is the difference between bodily injury and personal injury?
To understand the difference between bodily injury and personal injury, it is important to first understand what each term means. Bodily injury refers to physical harm inflicted on a person’s body. This can include cuts, bruises, broken bones, and more.
Personal injury, on the other hand, refers to any type of injury that is not physical in nature. This can include things like emotional distress, mental anguish, and more.
When filing a personal injury claim, it is important to understand the difference between bodily injury and personal injury.
This will help you determine the damages you may be entitled to. Contact a personal injury lawyer to discuss your case and learn more about your legal options if you have been injured.
Liability Insurance and Personal Injury Protection (PIP) Insurance
Liability and personal injury protection (PIP) insurance are two different types of insurance available to drivers in Florida. Liability insurance covers damages that you may be held responsible for if you cause an accident.
Personal injury protection (PIP) insurance covers your own medical expenses and lost wages if you are injured in an accident, regardless of who is at fault.
Here is a more detailed look at the differences between liability insurance and personal injury protection (PIP) insurance in Florida:
- Liability Insurance
Liability insurance is required in Florida if you want to register a vehicle. This type of insurance protects you financially if you are found to be at fault for an accident. Liability insurance covers damages to other people and property and legal expenses if you are sued.
- Personal Injury Protection (PIP) Insurance
Personal injury protection (PIP) insurance is not required in Florida, but it is a good idea to have if you can afford it. PIP insurance covers your own medical expenses and lost wages if you are injured in an accident, regardless of who is at fault.
PIP insurance is critical in Florida because of the state’s no-fault insurance laws. Under these laws, you cannot sue the other driver for pain and suffering unless your injuries meet certain criteria, such as being permanently disfigured or requiring surgery. If you have PIP insurance, you can claim with your insurance company regardless of who is at fault.
Personal Injury Lawyer
A personal injury lawyer is a lawyer who represents people who have been injured physically or emotionally due to the negligence or wrongful act of another person, company, government agency, or other entity.
The compensation you may receive will depend on the severity of your injuries, the circumstances surrounding your accident, and other factors.
There are many different types of damages that you may be able to claim for personal injury, including:
- Medical expenses
- Lost wages
- Pain and suffering
- Disfigurement and disability
- Wrongful death
If you have been injured due to the negligence or wrongful act of another, contact a personal injury lawyer to discuss your legal options.
Bodily injury refers to physical harm inflicted on a person, while personal injury can encompass both physical and emotional harm. Because of these differences, it’s important to consult with a personal injury lawyer if you’ve been harmed in any way to ensure that you receive the compensation you deserve.
Are you in need of a personal injury lawyer in Tampa? Our attorneys at Mendes, Reins & Wilander can help. We are a personal injury law firm whose practice areas are major and catastrophic injury, wrongful deaths, vehicular accidents, and more. Get in touch with us today!